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What We Offer

Our Banking Services

Comprehensive financial solutions designed around your life and goals.

Core Services

Everything Under One Roof

From daily transactions to long-term wealth creation, Metro Central Bank has a product designed for every financial milestone.

Personal Banking

Full-featured accounts for individuals — checking, savings, FDs and more.

Free checking & savings accounts
High-yield interest rates
Zero monthly maintenance fees
Mobile & online banking access
FDIC insured up to $250,000
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Business Banking

Dedicated financial tools and support to help your business grow and thrive.

Business checking & savings
Merchant payment solutions
Business credit lines
Cash management services
Dedicated relationship manager
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Investments & Wealth

Grow your money with expertly managed investment products and advisory services.

Managed investment portfolios
Fixed income & bonds
Stock brokerage access
Retirement planning (IRA/401k)
Personalized wealth advisor
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Loans & Credit

Competitive loan products with fast approvals and flexible repayment options.

Personal & auto loans
Home mortgage financing
Business term loans
Credit cards with rewards
Debt consolidation programs
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Card Services

Premium virtual and physical Visa/Mastercard debit and credit cards.

Instant virtual card issuance
No-fee international ATM withdrawals
Real-time spending alerts
Fraud protection guarantee
Apple Pay & Google Pay ready
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International Banking

Move money across borders effortlessly with competitive rates and fast settlement.

Send to 180+ countries
Real-time FX rates
SWIFT & IBAN transfers
Multi-currency accounts
24/7 international support
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Our Rates

Competitive Rates You Can Count On

4.75%

High-Yield Savings

APY on balances above $1,000

6.99%

Personal Loans

Starting APR for qualified borrowers

3.25%

Mortgage Rate

30-year fixed, excellent credit

0Fees

Monthly Maintenance

On all personal checking accounts

Ready to Get Started?

Open a free account in minutes and access all of our premium banking services immediately.

Open Free Account Talk to an Advisor